We have been in the factoring business since 1979, are independently held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can help you get through any challenging circumstances you might run into. We won't go out of business when the times get challenging, like a handful of factoring companies sadly have in the past.

Each factoring company has a preference for size, industry, and risk. It's pretty tough for you to pick which factoring company is the best fit for you. By contacting us, we'll answer any burning questions you may have and help you find the best fit for your company - it could be us or another factoring company.

We have a king-size network of factoring industry colleagues, these close relationships were built over 20+ years in the business. So, after you take the time to explain your needs to us, we have no doubt that you will find just what you need..

Almost all factoring firms let you pick and choose your customers that you would like to factor. However a few of them normally require a minimum amount before they'll work with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is a little like having a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will force you into factoring when you don't require it.

Almost all factoring firms fees are hidden. It dosen't have to be this way. You can be sure, We are different.  We are unconditionally transparent about our fees. When you apply, you are presented with a straightforward, no obligation rate bid with the fee for your business. See which other factoring company, If any, will be that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few factoring companies are funded by Wall Street money. We are a privately held company and don't answer to investors and boards. Much like you, we are like-minded business people and we have experienced many of the hardships that a business encounters. We take the time to hear your story, determine concerns. Based on that information we will put together a custom-built solution for you. Almost all factoring companies particularly the Silicon Valley Fintech ones almost completely depend on an algorithm to determine your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Almost all factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or won't.

Don't overlook the fact that the factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to nip them in the bud immediately.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay alert to negative payment trends. This is crucial to prevent avoidable write-offs.

Our company uses first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Almost all other companies are not even in the same neighborhood.